![]() ![]() You can always work your way to smaller numbers as you exercise your budgeting muscles. For every category of spending, put in your monthly budgeted amount. Once you know how much you spend on average, you can create a realistic budget. Finding the average monthly expense for each budgeting category will help you with the next step. Note that your bank statements and credit card statements are great places to get a clear picture of what you’re currently spending. ![]() ***CLICK HERE TO DOWNLOAD MONTHLY BUDGET*** 1. These are things like groceries, utilities, clothes, eating out, entertainment, and transportation costs. Your variable expenses are expenses that change from month to month. These are things like car payments, mortgage/rent, phone bill, Netflix, and insurance. Your fixed expenses stay the same month to month. To do that, you need to list all of your expenses.Īny expense that could come up, needs a place on your monthly budget. To create a monthly budget, you first need to calculate what your current expenses are. Knowledge is power when it comes to organizing your finances. These monthly household budget worksheet pdf provides a simple template to allow you to both create a monthly household budget and track your monthly expenses. Once you’re ready, you can follow the tips listed under each printable to best use each free budget template. You may want to put on some upbeat music, drink an energizing beverage. ![]()
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